Get Your Intangible Assets Valued for IP-Backed Lending
An independent valuation report that tells you — and your lender — exactly what your intangible assets are worth, whether they qualify as collateral, and how much you could borrow against them. From £995+VAT.
What the Report Includes
Every Lending Readiness Report delivers a complete picture of your intangible asset portfolio — identification, classification, valuation, and collateral suitability — in a format that bank credit committees require.
Structured Asset Identification
Your intangible assets are identified across The Opagio 12 value driver framework. From registered patents and trademarks to proprietary data, customer relationships, and software — nothing is missed.
IVS-Compliant Valuation
Four valuation methods applied as appropriate: Relief-from-Royalty (RFR), Multi-Period Excess Earnings (MPEEM), Cost Approach, and Discounted Cash Flow (DCF). Consistent with International Valuation Standards.
Accounting and Managerial Views
Every asset classified under both IFRS 3/IAS 38 accounting standards (for auditors and lenders) and The Opagio 12 managerial framework (for strategic insight). Two views of the same portfolio.
Collateral Suitability Scoring
Each asset scored for lending suitability based on legal enforceability, revenue attribution, transferability, remaining useful life, and market liquidity. Clear guidance on which assets lenders will accept.
Lender-Ready PDF Report
Formatted for direct submission to UK bank credit committees. Includes executive summary, detailed asset schedules, valuation methodology notes, risk factors, and recommended loan-to-value ratios.
Jurisdiction-Specific Compliance
Valuation and classification aligned to the relevant accounting and regulatory framework for your jurisdiction: UK (FRS 102/IFRS), US (ASC 805), Canada (IFRS), or Australia (AASB 138).
How It Works
Three steps from submission to a lender-ready valuation report.
Submit Your Company Details
Provide your company registration number, two years of financial data (accounts or management information), and a brief description of your key intangible assets. We handle the rest — our automated system pulls public registry data to supplement your submission.
We Identify, Classify, and Value
Opagio identifies intangible assets across The Opagio 12 framework. Each asset is classified under both accounting and managerial views, valued using the most appropriate IVS-compliant method, and scored for collateral suitability. A qualified analyst reviews every output for quality assurance.
Receive Your Lending Readiness Report
Within 5–7 business days, you receive a lender-ready PDF report with full asset schedules, valuations, collateral scores, and recommended next steps. Submit it directly to your bank or use it to approach lenders with confidence.
Pricing
Two options depending on whether you need the report alone or want strategic advisory support to maximise your lending position.
Standard Report
£995+VAT
- Structured asset identification across The Opagio 12
- IVS-compliant valuation (RFR, MPEEM, Cost, DCF)
- Accounting and managerial classification (IFRS 3/IAS 38 + The Opagio 12)
- Collateral suitability scoring
- Lender-ready PDF report
- 5–7 business day turnaround
Report + Advisory
£2,495+VAT
- Everything in the Standard Report
- 1-hour advisory call with Tony Hillier
- 30+ years in structured finance, M&A, and valuations
- Strategic recommendations for maximising lending position
- Lender introduction to relevant IP finance teams
- Priority turnaround (3–5 business days)
How Opagio Compares
Traditional IP profiling services charge separately for each stage of the lending assessment. Opagio delivers the full pipeline — identification, valuation, collateral scoring, and lender-ready documentation — in a single report.
| Capability | Opagio | Traditional IP Profiling |
|---|---|---|
| IP profiling & identification | Free (comprehensive coverage via The Opagio 12) | Free (narrow taxonomy) |
| Indicative valuation | Included in Starter plan (£49/mo) | £795+VAT |
| Collateral suitability assessment | Included in Lending Readiness Report | £395+VAT |
| Full lending assessment | £995+VAT (single report) | ~£1,430+VAT (combined fees) |
| Asset coverage | Comprehensive across The Opagio 12 | Narrow |
| Valuation methods | 4 (RFR, MPEEM, Cost, DCF) | Limited |
| Accounting + managerial classification | Yes (IFRS 3/IAS 38 + The Opagio 12) | Single framework only |
Frequently Asked Questions
What is a Lending Readiness Report?
A Lending Readiness Report is an independent assessment of your company’s intangible assets that determines whether they are suitable as collateral for IP-backed lending. It includes structured asset identification across The Opagio 12 framework, IVS-compliant valuations, classification under both accounting and managerial views, collateral suitability scoring, and lender-ready documentation.
How much does a Lending Readiness Report cost?
The standard Lending Readiness Report is £995+VAT. For businesses that need strategic guidance on maximising their lending position, the Report + Advisory package at £2,495+VAT includes a 1-hour call with Tony Hillier (30+ years in structured finance and M&A valuations) plus a lender introduction.
How long does it take to receive the report?
The standard turnaround for a Lending Readiness Report is 5–7 business days from submission of company details. The automated asset identification runs within minutes; the remaining time covers manual quality assurance, valuation calibration, and report formatting. The Report + Advisory package has a priority turnaround of 3–5 business days.
Which banks accept the Lending Readiness Report?
The report is formatted for submission to any UK lender offering IP-backed facilities, including NatWest, HSBC, Barclays, and specialist lenders. The valuations use IVS-compliant methods and a classification structure that aligns with bank credit committee requirements.
Related Resources
For Borrowers
Step-by-step guide to using intangible assets as loan collateral, from preparation to drawdown.
For Lenders
How lenders assess intangible collateral: valuation frameworks, risk factors, and LTV benchmarks.
Intangible Asset Lending Hub
Overview of all intangible asset lending types, collateral suitability, and UK lender programmes.
Find out what your intangible assets are worth
Order a Lending Readiness Report and get an independent, lender-ready valuation of your intangible asset portfolio. From identification to collateral scoring in 5-7 business days.